Vision care at Northwest Eye is life-changing — whether you’re considering LASIK, cataract surgery, or another procedure to improve how you see the world. One of the most common questions we hear is how much a procedure costs and whether insurance will cover it. Many vision correction and elective eye care procedures are not covered by insurance programs. Be Eye Wise and explore the ways Northwest Eye works with you to make quality eye care a workable option for most budgets.
Quality eye care should never come with surprises. Northwest Eye makes you aware of all costs upfront during your consultation, and we avoid hidden fees or charges down the road. Ultimately, the cost of your procedure depends on your unique vision needs and the treatment recommended for you. As part of your price quote, you will know exactly what is included — such as pre-operative exams, post-operative care, and consultations.
Financing options available to qualified candidates:
- 0% interest financing options for up to 24 months through CareCredit®
- Low-interest financing options for up to 60 months
- Payments are as low as $100 per month.
- Submit a credit request online and have an answer almost immediately without affecting your credit report.
- Flexible spending plan (see the last paragraph)
Alphaeon Credit Card: Affordable Financing for Your Vision Care
Transform your vision without financial stress! Our practice proudly accepts the Alphaeon Credit Card, tailored for health and wellness needs, including cataract surgery, premium IOLs, glasses, contacts, and more. With Alphaeon Credit, you can start your eye care journey today and pay overtime with flexible monthly plans that suit your budget. Don’t let cost delay clearer vision!
Why Choose the Alphaeon Credit Card?
- Flexible monthly payment options to meet your vision care goals.
- Special financing on purchases of $250 or more*—unlike standard credit cards.
- Reuse your card for future treatments for you or your family, no reapplication needed.
- Covers services often not included in insurance, such as LASIK and premium IOLs.
- Check pre-qualification online** with no impact on your credit score.
Disclaimers:
*$ Subject to credit approval. Purchases must be made using the ALPHAEON CREDIT Card Account, issued by Comenity Capital Bank, which determines credit qualifications and promotion eligibility. Minimum payment is $27.00. Minimum interest charge is $3.00 per plan. Standard variable APR is 32.99% (based on the Prime Rate). Valid for single transactions only.
** A soft inquiry is used to check your eligibility, which will not affect your credit score.
CareCredit healthcare credit card for better vision
There is an easier way to pay for your vision care including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you’re considering LASIK, need cataract surgery, or it’s simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.
Payment Calculator
Your healthcare credit card
CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?
*Subject to credit approval. Minimum monthly payme
Save by Using Flex Plans for Eye Care Procedures
You can save money on eligible eye care procedures by taking advantage of your Flexible Spending Account (FSA) or Cafeteria Plan at work. These plans allow you to allocate a portion of your earnings into a tax-free account for non-reimbursable medical expenses. These plans have strict rules for how and when funds can be used, so review your plan details before enrolling. We recommend scheduling a consultation with a Northwest Eye specialist to confirm your candidacy for a procedure before setting aside Flex Plan funds.
Billing and Collections Policy
Click here to view our Billing and Collections Policy outlining the procedures for managing patient accounts, financial assistance, and collection practices for UVP-affiliated practices in Minnesota.
Health Insurance vs. Vision Insurance: What’s the Difference?
Understanding which insurance applies to your eye care visit can feel confusing. That’s why we created this short video to explain the difference between health insurance and vision insurance, and when each one is used.
Both health and vision insurance play an important role in keeping your eyes healthy and your vision clear:
- Health insurance generally covers medical eye exams and treatments related to eye health — such as glaucoma, cataracts, or eye injuries.
- Vision insurance helps with how you see day-to-day. It often covers routine eye exams, prescription glasses, contact lenses, and other vision services.
- Some plans (like Medicare) may cover certain medical services but not routine refraction tests for glasses prescriptions.
- Even if adult vision benefits aren’t included, most health plans provide children’s vision services.
To make the most of your benefits, please:
- Bring both your health insurance card and, if you have one, your vision insurance card to your appointment.
- Provide a printed list of all current medications.
- Ask our friendly staff any questions — we’re here to help.
